A loan to finance business expenditures, or assets of agricultural businesses or activities that generate seasonal income such as pig raising, vegetable growing, and rice farming etc.

Conditions

Currency

KHR, USD, or THB

Loan Size

KHR 80,000 –  KHR 40,000,000
USD 351 – USD 25,000
THB 800 – THB 400,000

Payment Model

Based on client's business cash flow

Lending Methodologies

Community Based Solidarity Group, Solidarity Group or Individual

Monthly Interest Rate & Loan Term

Methodology          

Currency          

Loan Size                                    

Loan Term                       

Group Loan

KHR

80,000-3,000,000

3-24 months

THB

800-30,000 

3-24 months

Individual

KHR

1,400,001-40,000,000

3-36 months

THB

14,001-400,000

3-36 months

USD

351-25,000

3-60 months

Benefits

  • Access to financial education provided by VisionFund’s staff

  • Opportunity to be selected as best client which will grant scholarship for his/her child until finishing high school diploma.

  • Be entitled to annual lucky draw.

  • Be entitled to Safety Net Program for loan written off in the case of client’s death

Eligibility

  • Cambodian,

  • Aged between 18-65 years old

  • Good character and sound credit background

  • At least has one year residence address

  • Consent from spouse or household members to access the loan

  • Realistic and profitable business plan

  • Ability to share the investment, either by being an owner-operated business or by sharing ownership of the assets purchased with the applied loan

  • Ability to form group guarantee

  • Ability to provide guarantor(s) with sufficient collateral to cover repayment of the loan amount

How to apply

  • Visit nearest VisionFund's branch or call us at 023 96 3333